BUSINESS
KPS Key Business Areas and Structure
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Domestic PG Business
KPS provides PG services to clients (merchants) with PG contracts. Currently, only (virtual) account-based PG services are operational.800 million KRW
Revenue as of H1 2025 -
Overseas PG Business
KPS handles foreign exchange operations for overseas payments, and obtained the relevant license in 2024.100 million KRW
Revenue as of H1 2025 -
Financial Solutions Business
KPS develops and supplies corporate payment transfer solutions based on PG integration. Currently, bulk and recurring transfer services are in operation.100 million KRW
Revenue as of H1 2025
Domestic PG Business: (Virtual) Account-Based
- Partner Bank
- J Bank (in discussions with other financial institutions)
- Clients
- Mostly small and medium-sized online product/service vendors. As of the end of June 2025, KPS has approximately 80 clients using this service.
- Deposit & Withdrawal Transactions
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2025 Jan 52,781 transactions Feb 105,365 transactions Mar 124,437 transactions Apr 137,163 transactions May 290,131 transactions
- KPS Service Advantages
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Fast and accurate processing
Automated processes
Convenient data management
Lower customer fees compared to card payments and simple payment methods
Overseas PG Business: Foreign Exchange (Remittance & Receipt)
- Partner Banks
- N Bank and H Bank (current) *Plans to expand banking partners underway*
- Clients
- Currently, approximately 10 import/export trading companies are using KPS's foreign exchange services. The number of foreign corporate clients is expected to increase significantly in the second half of the year.
- Deposit & Withdrawal Transactions
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2024 Jul 400 million transactions Aug 10.5 billion transactions Sep 5.5 billion transactions Oct 1.2 billion transactions Nov 900 million transactions Dec 2.1 billion transactions 2025 Jan 19.1 billion transactions Feb 45.9 billion transactions Mar 5.0 billion transactions Apr 2.0 billion transactions
- KPS Service Advantages
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Fast and convenient
Low fees
Accurate reporting and administrative processing, data management
Ensured transaction stability
Financial Solutions Business: For Corporates & Businesses
- Business Type
- Solution provision business (bulk transactions + management solutions)
- Core Solution Features
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Automation and secure processing of bulk transfers
Easy integration with corporate ERP systems
Provides convenience, speed, and security for corporate management
- Solution Applications
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Automatic subscription fee collection and refund processing for subscription-based businesses
Automation of bulk transactions such as payroll via ERP integration
Automation of bulk transactions with partner companies
Efficient and accurate processing using client-specific metrics
- Revenue Model
- Fees collected from clients based on transaction volume
- Expected Revenue
- Approx. 200 million KRW in H2 2025 | 500 million KRW in 2026 | 1 billion KRW in 2027
- Clients
- Currently, about 80 companies in Korea using KPS PG services also utilize the solution. Expansion to public sector and other industries is planned.
- KPS Service Advantages
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Customized solutions for clients
Corporate automatic debit solutions based on firm banking (FIRM Banking)
Continuous development of differentiated and competitive solutions
Future Revenue and Operating Profit Outlook
What is the KRW Payment Solution?
1Transfer Completed
2Transfer Confirmed
3Service/Product Provided
4Settlement Requested
5Settlement Payment Made
PayShop Sets a New Standard for Payments in the Korean Market
PayShop symbolizes KPS's vision of supporting customers’ businesses by seamlessly integrating convenient payment processes with secure solutions. It also represents our commitment to acting as a partner that creates new growth opportunities in the payment market.
We provide tailored, reliable services perfectly suited to client businesses, supporting sustainable growth and successful expansion in the Korean market through KPS’s safe and efficient solutions.
More Successful Operations with the KRW Payment Solution
Real-time Transaction Verification & Alerts
Integrated Automated Payment System
Streamlined Settlement Process
Unified Dashboard
What is the Automatic Deposit Verification Service?
1Deposit and Withdrawal Notifications
2Real-time Deposit and Withdrawal Inquiry
Why Choose the KPS Solution?
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Fast and Easy Registration
Easily view the accounts you want without installing an app or using a digital certificate.
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Instant Deposit Notifications
KPS deposit notifications continue even during bank maintenance hours or public holidays.
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Integration with 20+ Banks
From major commercial banks to internet-only banks, check everything at once with KPS.
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Automated Payments
Automate the process from deposit notification to payment completion easily via KPS API.
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Convenient Deposit & Withdrawal Tracking
Check real-time deposit and withdrawal records in the KPS back office.
Overseas Remittance Solution
The Optimal Choice for Your Business: Fast and Accurate Overseas Remittance
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Remittance in Less Than a Day
Based on fintech technology and a global network,
we complete transfers within an average of 24 hours. -
Lowest Fixed Fees in Korea
Simplifying complex remittance procedures,
we provide overseas transfers at the lowest domestic fees. -
Bulk Transfers via Excel
Process up to 500 transactions at once
using a single Excel sheet for overseas transfers. -
Remittance Limit by Application Time
Submit remittance requests 24/7, 365 days a year.
Support unlimited transfers and hedge against currency risks. -
Bank-Grade SWIFT Transfers
Support for SWIFT transfers and MT103 provision
ensures safer overseas remittances. -
SWIFT Messages & Remittance Confirmation
Download up to 100 MT103 files and remittance confirmations at once
for easier management of transfer records.
Virtual Account Service
*System Configuration Diagram (Example)
Real-Time Deposit Confirmation
• When a customer transfers funds to the assigned virtual account, deposit information is confirmed in real time and notifications are sent.
• Automatic deposit processing is available outside bank working hours (24/7 reception).
Automatic Matching & Settlement
• Depositors are automatically identified based on order numbers or member codes, enabling automatic deposit-order matching.
• Fully automated settlement is supported when integrated with ERP or accounting systems.
Support for Multiple Deposit Methods
• Transfers can be made via internet banking, mobile banking, ATM, or bank counters.
Multiple Account Issuance & Expiration Settings
• Various account types can be issued, including 1:1 accounts per customer or one-time temporary accounts.
• Expiration dates can be set, with automatic closure after expiry.
Deposit Data API Provision
• Supports business automation through real-time deposit API or Webhook integration.
• Easy integration with external systems via Open API.
1Deposit
2Deposit Notification
3Deposit Data Reception
4Delivered to Client Server via API
5Automatic Matching & Processing with Orders or Usage Records