BUSINESS

Business Overview SOLUTION

KPS Main Business Areas and Structure

  • Domestic PG Business
    We provide PG services to merchants who have signed PG contracts with KPS, and currently operate only (virtual) account-based PG services.
  • Overseas PG Business
    KPS performs foreign exchange operations for overseas fund payments and obtained the necessary authorization in 2024.
  • Financial Solutions Business
    We develop and supply enterprise transfer solutions based on PG integration, and currently operate bulk and recurring transfer services.

Domestic PG Business: (Virtual) Account-based

Clients
We enable business growth for our clients by ensuring secure fund management and streamlined transaction processing.
KPS Service Strengths
Fast and accurate processing
Automated processes
Convenient data management
Lower customer fees than card/simple payments

Overseas PG Business: FX (Remittance/Receipt)

Clients
Currently, about 10 import/export trading companies use KPS FX services, and overseas corporate clients are expected to increase significantly in the second half.
KPS Service Strengths
Speed and convenience
Low fees
Accurate reporting and admin handling, data management
Guaranteed transaction stability

Financial Solutions Business: Enterprise/Business

Business Type
Solution supply (bulk transactions + management solution)
Core Functions
Automation/secure processing of bulk transfers
Easy ERP integration
Convenience/speed/security for enterprise management
Use Cases
Automate subscription fee collection and refunds
Automate bulk transactions such as payroll via ERP linkage
Automate bulk transactions with partners
Efficient, accurate processing with client-specific indicators
Revenue Model
Fees from clients based on transaction volume
Projected Revenue
H2 2025 ~ KRW 200M | 2026 ~ KRW 500M | 2027 ~ KRW 1B
Clients
About 80 companies currently using our domestic PG services also use the solution; expansion expected to public sector
KPS Strengths
Customized solutions
Firm-banking-based corporate auto-debit solution launched
Continuous development of differentiated, competitive solutions

What is the KRW Payment Solution?

1Transfer Completed

2Transfer Verified

3Provide Service/Goods

4Settlement Request

5Settlement Payment

PayShop sets a new standard for payments in Korea

Since obtaining PG authorization in 2018 and the 2023 acquisition, KPS has reorganized its business structure and strengthened its digital finance and risk management capabilities.

PayShop symbolizes KPS's vision to support customers' businesses by seamlessly integrating a convenient payment process with security solutions. We promise to be a partner in creating new growth opportunities in the payments market.

We provide tailored, reliable services for your business and support sustainable growth and successful expansion in the Korean market through KPS's safe and efficient solutions.

Operate more successfully with the KRW Payment Solution

  • Real-time transaction confirmation and notifications
  • Automated payment system integration
  • Simplified settlement process
  • Unified dashboard

What is the Automatic Deposit Confirmation Service?

1Deposit/Withdrawal Notifications

2Real-time Inquiry of Deposits/Withdrawals

Why choose KPS solutions?

  • Fast and easy onboarding

    No app installation or digital certificate required; quickly check only the accounts you want.

  • Instant deposit notifications

    KPS deposit alerts continue during bank maintenance and on holidays.

  • Integration with 20+ banks

    From major banks to internet-only banks, check them all at once with KPS.

  • Payment automation

    Automate from deposit notifications to payment completion via KPS APIs.

  • Easy deposit/withdrawal history

    Check real-time transactions in the KPS back office.

Overseas Remittance Solution

The optimal choice for business: Fast and accurate overseas remittance

  • Remittance in less than a day

    With fintech technology and a global network, we complete remittances within an average of 24 hours.

  • Lowest fixed fees in Korea

    We simplify complex procedures and provide one of the lowest fees domestically.

  • Bulk remittance via Excel

    Process up to 500 remittances at once with a single Excel file.

  • Application hours and limits

    Apply 24/7/365. We support FX risk hedging and unlimited transfers.

  • SWIFT transfers equal to banks

    We support SWIFT and provide MT103 for safer transfers.

  • SWIFT message and remittance certificate

    Download up to 100 MT103 and remittance certificates in bulk for easier management.

Virtual Account Service

*System Diagram (Example)

Real-time deposit confirmation

• When a customer transfers to an issued virtual account, deposit information is confirmed in real time and a notification is sent.

• Automatic deposit processing is available even outside banking hours (24-hour reception).

Automatic matching and settlement

• Automatically identify the depositor based on order number or member code to auto-match deposit with order.

• Full automation of settlement when integrated with ERP/accounting systems.

Various deposit methods supported

• Internet banking, mobile banking, ATM, and bank counters supported.

Multiple accounts and validity period

• Issue one-to-one accounts per customer or one-time temporary accounts.

• Set validity period and auto termination after expiration.

Deposit history API

• Support business automation through real-time deposit history API or webhook.

• Easy integration with external systems via open APIs.

1Deposit

2Deposit Notification

3Receive Deposit Data

4Send to Client Server via API

5Auto-match and process with orders/usage

Partner with Korea Payment Services

Global payments and remittances, completed with KRW alone. KPS makes overseas transactions easy with technology and systems.

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